High-net-worth individuals using layered offshore banking structures to minimize global tax liability. HNWI Offshore Banking Structures for Tax Diversion In 2025, high-net-worth individuals (HNWIs) are leveraging offshore banking structures not just for privacy—but for legal tax diversion. As regulatory frameworks evolve, so too does the sophistication of international banking strategies tailored to minimize tax exposure while maximizing control. These structures combine offshore accounts, trusts, and investment entities that operate under favorable tax jurisdictions such as the British Virgin Islands, the Cayman Islands, and Singapore. Properly configured, they enable tax neutrality across borders while ensuring compliance with international reporting standards. Core Elements of HNWI Offshore Banking Structures Multi-currency offshore accounts integrated with trusts Private interest foundations managing passive income Layered ownership using offshore IBCs and holding ...