2025 Guide to Opening a Global Bank Account Without Visiting the Country

Remote opening of a global bank account via laptop in 2025

A 2025 legal guide to opening international bank accounts remotely without visiting the country

2025 Guide to Opening a Global Bank Account Without Visiting the Country

Global banking is no longer reserved for multinational corporations. In 2025, individuals and entrepreneurs can open legitimate foreign bank accounts remotely — without boarding a single flight. Here's how to do it legally, securely, and efficiently.

1. Why Open a Global Bank Account?

International bank accounts offer benefits like multi-currency access, better privacy, diversified jurisdictional risk, and easier asset protection. For remote workers, expats, and digital entrepreneurs, it's an essential part of a borderless financial toolkit.

2. Countries That Allow Remote Account Opening

🇱🇹 Lithuania: EU member with fintech-friendly policies and English-speaking support.
🇧🇪 Belgium: Online onboarding through international banking portals.
🇲🇺 Mauritius: A rising hub for offshore accounts, welcoming to startups and investors.
🇭🇰 Hong Kong: Through business entity setup, remote access is possible via agents.

3. Fintech Platforms That Make It Easy

You don’t need to call a Swiss banker. Modern tools like Wise allow you to open a multi-currency account online, with local account numbers in USD, EUR, GBP, and more.

Services like Deel and doola help remote professionals and business owners access corporate banking globally.

4. Legal Compliance: Don’t Skip This

You must still comply with U.S. FATCA rules and global KYC/AML standards. That means full disclosure to tax authorities and lawful usage of offshore accounts. Using tools like StartGlobal ensures you’re compliant from day one.

5. What You’ll Need to Apply

Valid passport or government-issued ID
Proof of address (utility bill, lease, etc.)
Purpose of account (business, investment, etc.)
Entity formation documents (if corporate)

Recommended Reads

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