전세 사기 유형과 대처법 총정리

전세사기, 사전에 막는 체크리스트!

전세 사기 유형과 대처법 총정리

전세 계약을 앞두고 있다면 반드시 체크해야 할 것이 있습니다. 바로 전세사기 유형과 대처법입니다. 아래는 실제 피해 사례를 바탕으로 정리한 예방 체크리스트입니다.

🔍 전세사기 주요 유형 TOP 5

깡통전세: 매매가보다 보증금이 높은 구조. 경매 시 전액 손실 우려
허위 등기부등본 제시: 실소유자 확인 불가, 명의신탁 형태 많음
보증보험 미가입 유도: "필요 없다"며 고의로 가입 지연
전입신고 및 확정일자 지연: 대항력 없게 하여 피해 발생
공시지가보다 높은 시세 기만: 무리한 보증금 요구

✅ 전세 계약 전 체크리스트

등기부등본에서 근저당, 가압류 여부 확인
임대인의 실명 및 주민등록증 실물 대조
보증보험 가입 여부 필수 확인 (HUG 또는 SGI)
전입신고 + 확정일자 당일 완료

📎 함께 보면 좋은 콘텐츠

전세사기는 예방만이 최선입니다. 계약서 작성 전 반드시 체크리스트를 활용해 사전 검증 → 공적 기록 확인 → 보증가입을 3단계로 이행하시기 바랍니다.

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How Offshore Trusts Protect Ultra-High Net Worth Assets

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