PPLI is used by the wealthy to bypass global taxes while protecting assets. What is PPLI and Why HNWIs Use It? Private Placement Life Insurance (PPLI) is a highly strategic financial product used by High Net Worth Individuals (HNWIs) to shield global income from taxation legally. It combines the benefits of insurance, investment control, and confidentiality, often managed through offshore jurisdictions. Top Global Tax Advantages of PPLI Tax Deferral: Income and capital gains inside the policy grow tax-free until withdrawal. Estate Planning: PPLI policies pass to heirs outside of probate and estate tax structures. Asset Protection: Offshore PPLI offers strong legal protection from litigation and creditors. Why Offshore PPLI is Gaining Popularity in 2025 In 2025, PPLI structures in jurisdictions like Bermuda, Luxembourg, and the Cayman Islands are seeing massive demand due to tightening global tax laws. Offshore PPLI offers unmatched flexibility, global diversificatio...