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What top CEOs are buying to protect digital and personal assets in 2025 |
Best Executive Cyber Insurance Plans in 2025: What CEOs Are Really Buying
In 2025, CEOs and high-level executives are no longer treating cyber insurance as optional. It's now a strategic tool to protect digital assets, company reputation, and personal wealth. Here's what the elite are actually buying — and why.
💡 What Makes Executive Cyber Insurance Different?
- 🛡️ High Coverage Limits: Policies starting at $5M, often exceeding $50M.
- 🔒 Silent Breach Protection: Covers breaches even if undetected for months.
- 📱 Device-Level Monitoring: Real-time tracking and AI-driven threat mitigation.
🏆 Top Executive Cyber Insurance Providers in 2025
- Chubb Executive Shield™ – Tailored for Fortune 500 board members.
- AXA XL Elite Digital Armor – Global reach with ransomware-specific riders.
- Lloyd's of London Cyber Vault – Preferred by family offices & private equity heads.
🚨 What Happens If You Don’t Have It?
Without cyber insurance, a single breach can expose:
- Your company’s confidential data
- Your personal banking and investment accounts
- Your legal liability across jurisdictions
Many executives now combine this with asset protection insurance and identity coverage for 360° defense.
🔧 How to Set It Up (Step-by-Step)
Most executives now use modern business structuring tools like StartGlobal to create the legal entity, and then pair it with a global-friendly banking service like Wise to manage premium payments and claim payouts worldwide.
📦 Summary & Next Steps
- Executive cyber insurance is no longer a luxury — it’s essential risk armor in 2025.
- Premiums range from $12K to $250K/year, depending on scope and coverage tiers.
- Use StartGlobal to launch your entity and Wise for global payments with security.
- Also check out this executive guide to dive deeper into policy types.