Choosing the Best High-Yield Savings Account in 2025
Interest rates are back on the rise, making 2025 a great year to switch to a high-yield savings account. Top banks like Ally, Capital One, and Discover offer competitive rates over 4% APY.
When choosing a savings account, consider the ease of online access, ATM availability, and any monthly maintenance fees. Some accounts also offer automatic savings tools that can boost your financial habits.
Make sure the bank is FDIC-insured and offers mobile app support for convenience and safety.