Strategic guide to maximizing 401(k) contributions and returns in 2025 Why 401(k) Optimization Matters More Than Ever in 2025 With inflation concerns and fluctuating markets in 2025, maximizing your 401(k) isn't optional—it's essential. As employers offer more flexible plan designs and tax law changes kick in, the smartest savers are taking full advantage of strategic adjustments to stay ahead. Key Moves to Maximize Contributions Take full advantage of the 2025 contribution limit increase Leverage employer match programs strategically Consider after-tax contributions and in-plan Roth conversions Rethinking Asset Allocation for 2025 Modern retirement savers are adapting to a volatile environment by diversifying portfolios within their 401(k)s. Options like target-date funds or even specialized investment strategies are becoming increasingly popular. This aligns with other evolving approaches to high-income retirement planning and optimizing drawdown phases late...