People in 2025 choosing life insurance to protect their income, family, and future in a changing financial world. Do You Really Need Life Insurance in 2025? Life insurance is one of those financial tools many people overlook—until it's too late. In 2025, the landscape of insurance has shifted dramatically, with new policy types, digital underwriting, and more flexible options for younger generations. So the real question is: do you need it? What Life Insurance Actually Does Life insurance is not just for the elderly or the wealthy. At its core, it's a legal contract that provides financial security for your loved ones if you pass away. Some policies also allow you to build cash value that you can borrow from later. Reasons to Consider a Policy in 2025 📌 If you have dependents who rely on your income 📌 If you own a business or have co-signed debt 📌 If you want to lock in low rates while you're healthy Term vs Whole Life: What's Better? Term life in...